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I'LL BE WITH YOU

EVERY STEP OF
YOUR HOME LOAN

I believe that successful banking is all about relationships. That’s why I’ll be there to support you through your home loan process. From completing your application right down to purchase and settlement, I’ll be there to help you every step of the way.

When it comes to finding the right home loan – I will endeavour to make it easier.

To start your journey today - Please give me a call on
0430 359 299

I look forward to turning your dreams to reality. Remove any stress in the process of buying. Provide clarity and honest opinion or solutions.

Derek Chan

Mortgage Broker
DCI Finance

STEP 1

Work out your budget Every home buying journey begins with a clear budget in mind. Let us assist with these common questions.

How much can I borrow and afford?
Should I get a conditional approval?
How much deposit do I need?
What are the other costs to buying a home?

STEP 2

Search for your first home.

It’s time to hit the pavement and attend property inspections. It’s important to do your research on house prices while hunting for that perfect property.

STEP 3

Choose your first home loan with Vast Choices and options.

Choosing the right first home loan is just as important as finding the right first home for you. Whether you have a clear idea on the home loan you want or you would like to speak to an expert on your options, we will help you find the right home loan for your individual circumstance.

STEP 4

Purchase your first home.

Once you’ve found your first home and have reached an agreement with the seller, the settlement process begins. We can talk you through the likely next steps to prepare for settlement, which will include the following:

Contact a solicitor or conveyancer to review your contract of sale
Return your signed contract of sale to the seller
Organise a building and pest inspection
Ensure you have enough funds to cover the property settlement and solicitors fees.
Organizing banks to complete formal settlement

WHEN IT COMES TO THE PROPERTY MARKET, I AM HERE TO HELP!

Property Reports Whether you’re buying, selling or just want to know more about the property you’re in, I can help you find the information you need to make your next property decision.

Using the latest property market information from RP Data Professional^ we can put together a free detailed property report*, customised for you.

Reports by state, suburb, postcode or address

Get detailed information on current properties on the market

Find out how much a property may be worth based on comparative sales and previous auction results

Get to know the area with median sale prices and demographic profiles

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